IP as a Bankable Asset

In this episode of the Inngot podcast, Ryan Buckle interviews Martin Brassell, CEO of Inngot, discussing the evolving landscape of intellectual property (IP) financing. They explore the challenges banks face in lending against IP, the changing perceptions of IP as a bankable asset, and the importance of revenue generation for securing loans. Martin highlights the increasing recognition of IP's value, its potential for appreciation, and the need for businesses to leverage their R&D investments. The conversation also delves into how lenders assess IP, manage risks, and the implications for CFOs in understanding the economic benefits of their intellectual property.

Takeaways

• Intellectual property is often misunderstood by banks.

• The perception of IP as risky is changing.

• Revenue-generating IP is more likely to be bankable.

• IP can appreciate in value if managed well.

• Banks are adapting to the need for IP as collateral.

• CFOs should consider IP as a strategic asset.

• The blocking value of IP can be significant.

• IP financing can unlock hidden value for businesses.

• Lenders assess IP based on separability, saleability, and strength.

• The future of IP financing looks promising as awareness grows.

Chapters

00:00 Introduction to IP and Lending Challenges

01:47 Changing Landscape of IP as Collateral

05:02 Understanding Bankable IP

06:55 Shifts in Lender Attitudes

08:50 Broadening the Scope of IP Financing

10:25 Assessing IP Value for Lending

13:01 Signals of IP Value

16:54 Comparing IP and Physical Asset Assessment

19:25 Risk Management in IP Financing

21:57 Managing Risk in IP Lending

26:48 Financial Appeal of IP Backed Finance

27:42 Who Benefits from IP Backed Finance?

31:29 Addressing CFO Scepticism

32:30 Reconsidering IP in the Knowledge Age